The 20th International Shariah Scholars Forum in Islamic Finance (ISSF2025) will take place in Tashkent, Uzbekistan, a country at the forefront of embracing Islamic finance. With the government actively establishing regulatory frameworks to facilitate the adoption of Islamic finance, banks in Uzbekistan are preparing to introduce Islamic windows and transition towards full-fledged Islamic banking operations. This pivotal event is set to accelerate the country’s progress in Islamic finance by fostering partnerships, encouraging best practices and knowledge sharing, as well as building capacity across the industry.
The forum will explore effective strategies for transitioning towards Shariah-compliant models while addressing operational challenges and ensuring alignment with best practices and Shariah objectives. Additionally, it will delve into the dynamics of Islamic finance within dual banking systems, analyzing the interplay between conventional and Islamic banks, promoting Shariah harmonization, and identifying opportunities for economic resilience in mixed economies.
As a high-level platform, ISSF2025 will bring together prominent Shariah scholars, regulators, standard-setting bodies, industry practitioners, and academicians from leading Islamic finance jurisdictions. It aims to enhance the transparency and consistency in processes for Islamic products and services, address discrepancies in Shariah interpretations, and propose innovative frameworks to advance the global Islamic finance industry.
Hosting ISSF2025 in Uzbekistan, a rising hub for Islamic finance in Central Asia, underscores the nation’s aspirations to establish itself as a key player in the global Islamic finance landscape. This forum will not only highlight Uzbekistan’s regulatory and institutional advancements but also provide a platform for cross-border collaboration, strengthening the shared vision of advancing Shariah-compliant banking worldwide.
read moreTransitioning to a Shariah-Compliant Banking System: Exploring strategies for transforming conventional banking structures into Islamic banking models, whether as full-fledged Islamic banks, subsidiaries, or Islamic windows, while ensuring regulatory and Shariah compliance.
Shariah Governance in Banking Conversion: Analysing the critical role of Shariah governance in the banking conversion process, including the establishment of Shariah committees, internal controls, and compliance measures.
Maqasid Considerations in Banking and Financial Product Structuring: Examining how Islamic banks can align financial products with maqasid al-Shariah, balancing profitability, ethical finance, and social impact while ensuring compliance during the conversion process.
Legal and Regulatory Challenges in Banking Conversion: Addressing legal and regulatory hurdles in replacing conventional products with Islamic alternatives, ensuring harmonisation between Shariah principles and existing financial laws.
Shariah Issues and Solutions in the Banking Conversion Process: Discussing the challenges of transitioning customers to new Shariah-compliant contracts, eliminating prohibited elements from conventional products, and integrating global Shariah standards.
Synergising Islamic Banking and Islamic Social Finance for Sustainable Impact: Exploring the integration of Islamic social finance tools (such as zakat, waqf, qard and sadaqah) with banking operations to enhance financial inclusion and sustainability.
A deep dive into Islamic banking models, regulatory frameworks, product structuring, and conversion processes in financial institutions.
Discussions on the interplay between conventional and Islamic finance, promoting Shariah harmonisation and economic resilience.
Featuring prominent Shariah scholars, regulators, industry practitioners, and policymakers to drive innovation and thought leadership in Islamic finance.
Maximising the Application of Maqasid al-Shariah in the Islamic Finance Industry and its Impact on Sustainability
| TUESDAY (16 September 2025 | 22 Rabi’ al-Awwal 1447H) | |
|---|---|
| TIME | AGENDA |
| 8:00 AM | Registration |
| 9:00 AM | FUNDAMENTALS OF ISLAMIC FINANCIAL TRANSACTION Trainer: Dr Sami Suwailem
|
| 10:30 AM | Refreshments and Networking |
| 11:00 AM | CLASSIFICATION OF CONTRACTS UNDERLYING ISLAMIC PRODUCTS AND SERVICES (PART 1) Trainer: Professor Dr Younes Soualhi
Cumulative contracts Non-cumulative contracts |
| 12:30 PM | Lunch and Zuhr Prayer |
| 2:00 PM | CLASSIFICATION OF CONTRACTS UNDERLYING ISLAMIC PRODUCTS AND SERVICES (PART 2) Trainer: Professor Dr Engku Rabiah Adawiah Engku Ali
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| 3:30 PM | Refreshments and Networking |
| 4:00 PM | EXECUTION OF LEGAL DOCUMENTATION Trainer: En Mazlan Muhammad
|
| 5:30 PM | End of Programme |
| WEDNESDAY (17 September 2025 | 23 Rabi’ al-Awwal 1447H) | |
|---|---|
| TIME | AGENDA |
| 8:00 AM | Registration |
| 9:00 AM | OPENING CEREMONY OF ISSF2025 Welcoming Speech - Representatives from INCEIF University & Al-Muamalat Consulting KEYNOTE 1: FUNDAMENTALS OF ISLAMIC FINANCIAL SYSTEM:
CHALLENGES, CHALLENGES OPPORTUNITIES AND POLICY CONSIDERATIONS الملكة الرئيسة: أساسيات النظام املايل ا إإل ي ساليم ا : التحدايت والفرص واالعتبارات السياسية Keynote Address (Main Sponsor) Officiating Speech Mr Abrorkhuja Turdaliyev Deputy Board Chairman, Central Bank of Uzbekistan |
| 10:10 AM | Refreshments and Networking |
| 10:40 AM | Sponsorship Slot 1
|
| 11:00 AM | SESSION 1: ISLAMIC BANKING MODELS (FULL-FLEDGED, SUBSIDIARY, AND
WINDOW): SHARIAH AND REGULATORY IMPLICATIONS الجلسة الأولى: نماذج الخدمات المصرفية الإسلامية: الإطار الشرعي والتنظيمي Focus of presentation
Dr Marjan Muhammad (Malaysia) Panellists Sheikh Dr Muhamad Nizam Salih Yaquby (Bahrain) Sheikh Dr Bashir Aliyu Umar (Nigeria) Dr Muhammad Imran Ashraf Usmani (Pakistan) |
| 12:30 PM | Lunch and Zuhr Prayer |
| 2:00 PM | SESSION 2: THE ROLE OF SHARIAH GOVERNANCE IN THE BANKING
CONVERSION PROCESS ا ججللسة الثانية: دور الحوكمة الشرعية في عملية التحول المصرفي Focus of presentation
Sheikh Professor Dr Ali Muhiyaddin al-Qaradaghi (Qatar) Panellists Sheikh Datuk Professor Dr Mohamad Akram Laldin (Malaysia) Dr Abdulbari Mashal (United States of America) Dr Said Adekunle Mikail (Nigeria) *This session will be conducted in Arabic. |
| 3:30 PM | Sponsorship Slot 2
|
| 3:50 PM | SESSION 3: MAQASID CONSIDERATION IN FINANCIAL PRODUCT OFFERINGS WITHIN THE FRAMEWORK OF BANKING CONVERSION
ا ججللسة الثالثة: الاعتبار المقاصدي في المنتجات المالية في إطار التحول المصرفي Focus of presentation
Professor Dr Younes Soualhi (Algeria) Panellists Sheikh Professor Dato’ Dr Aznan Hassan (Malaysia) Dr Sami Al-Suwailem (Saudi Arabia) |
| 5:00 PM | Refreshments and Networking | End of First Day |
| THURSDAY (18 September 2025 | 24 Rabi’ al-Awwal 1447H) | |
|---|---|
| TIME | AGENDA |
| 8:00 AM | Registration |
| 9:00 AM | KEYNOTE 2: THE VALUE PROPOSITION OF ISLAMIC BANKING: A PATHWAY TO SUSTAINABLE FINANCE
الكلمة الرئيسة: القيمة المقترحة للخدمات المصرفية الإسلامية: الطريق إلى التمويل المستدام Keynote Speaker Sheikh Professor Dr Ali Muhiyaddin al-Qaradaghi President of the International Union of Muslim Scholars *This keynote will be delivered in Arabic. |
| 9:20 AM | Sponsorship Slot 3
|
| 9:40 AM | SESSION 4: LEGAL AND REGULATORY CHALLENGES IN THE BANKING CONVERSION PROCESS
الجلسة الرابعة التحديات القانونية والتنظيمية في عملية التحول المصرفي Focus of presentation
Main Speaker Mr Madzlan Hussain (Malaysia) Panellists Professor Dr Engku Rabiah Adawiah Engku Ali (Malaysia) Dr Moutaz Abojeib (Syria) |
| 11:00 AM | Refreshments and Networking |
| 11:30 AM | SESSION 5: SHARIAH ISSUES AND SOLUTIONS IN THE BANKING CONVERSION PROCESS
الجلسة الخامسة: القضايا والحلول الشرعية في عملية التحول المصرفي Focus of presentation
Main Speaker Sheikh Professor Dato’ Dr Aznan Hassan (Malaysia) Panellists Mr Alkhazur Tazbaev (Russia) Mr Jumadi Kadir (Malaysia) Mr Nasser Hideur (Algeria) |
| 1:00 PM | Lunch and Zuhr Prayer |
| 2:00 PM | SESSION 6: SYNERGIZING ISLAMIC BANKING AND ISLAMIC SOCIAL FINANCE FOR SUSTAINABLE IMPACT الجلسة السادسة: تيسير دمج الخدمات المصرفية الإسلامية والتمويل الاجتماعي الإسلامي لتحقيق تأثير مستدام Focus of presentation
Main Speaker Mr Muhammad al-Bashir Muhammad al-Amine (Chad) Panellists Sheikh Dr Muhamad Nizam Salih Yaquby (Bahrain) Mr Joe Bradford (United States of America) Professor Dr Obiyathulla Ismath Bacha (Malaysia) |
| 4:00 PM | ISSF 2025 Resolution Prof Dr Said Bouheraoua Director, CASHiEF, ISRA Institute, INCEIF University |
| 3:45 PM | Closing Remark Al-Muamalat Consulting |
| 4:00 PM | Refreshments and Networking | End of the ISSF2025 |
| TIME | AGENDA |
|---|---|
| 08:00 صباحا | التسجيل |
| 09:00 صباحا | رائد البرنامج ودعاء الافتتاح |
| 09:05 صباحا | الكلمة الترحيبية
سعادة الدكتورة مرجان محمد مديرة الجامعة بالإنابة للشؤون البحثية والمديرة التنفيذية لمركز إسرا للبحوث - جامعة إنسيف (INCEIF) |
| 09:10 صباحا | االلكلمة الرئيسة القواعد الأساسية لصناعة القرار الشرعي في المؤسسات المالية الإسالامية فضيلة الأستاذ السيد يوسف خلاوي الأمين العام - منتدى البركة للاقتصاد الإسلامي |
| 09:30 صباحا | تقويم الإجراءات التنظيمية لصناعة القرار الشرعي في المؤسسات المالية الإسلامية المتحدثون: فضيلة الأستاذة الدكتورة رسني حسن عميدة معهد المصرفية والتمويل الإسلامي (IIiBF-IIUM) بالجامعة الإسلامية العالمية ماليزيا فضيلة الشيخ الدكتورعبد الباري مشعل رئيس شركة رقابة للتدقيق الشرعي والاستشارات المالية الإسلامية فضيلة مفتي خالد حسني عضو الهيئة الشرعية بمصرف دلة البركة - باكستان المعقب: فضيلة الأستاذ المشارك الدكتور أحسن حساسنة الرئيس التنفيذي لشركة الصالحين للاستشارا ت والمستشار الشرعي لـ CIBAFI. رئيس الجلسة: فضيلة الأستاذ السيد محمد بحرالدين بدر رئيس قسم الاستشارة الشرعية، شركة إسرا العالمية للاستشارات التابعة لجامعة إنسيف |
| 11:00 صباحا | الاستراحة والمرطبات |
| 11:30 صباحا | الكلمة الرئيسة المبادئ المقاصدية المؤسسة لصناعة القرار الشرعي في الصناعة المالية الإسلامية معالي الشيخ الأستاذ الدكتور داتو قطب مصطفى سانو الأمين العام لمجمع الفقه الإسلامي الدولي (IIFA-OIC) |
| 12:00 ظهرا |
برنامج الافتتاح
قراءة القرآن الكلمة الترحيبية فضيلة الدكتورة مرجان محمد مديرة الجامعة بالإنابة للشؤون البحثية والمديرة التنفيذية لمركز إسرا للبحوث - جامعة إنسيف (INCEIF) الكلمة الافتتاحية وإطلاق المؤتمر معالي عضو مجلس الشيخ (سينيتو) داتو الدكتور محمد نعيم مختار الوزير بمكتب رئيس الوزراء الماليزي للشؤون الدينية منتاج فيديو (Montage video) والصور الجماعية |
| 1:00 ظهرا | الغداء وصلاة الظهر |
| 2:15 ظهرا |
المبادئ الشرعية والمرتكزات الأساسية لصناعة القرار الشرعي في الصناعة المالية الإسلامية
المتحدثان فضيلة الشيخ الأستاذ الدكتورعلي محيي الدين علي القره داغي الرئيس العام للاتحاد العالمي لعلماء المسلمين فضيلة الشيخ الدكتور عبد الرحمن السنوسي أستاذ بجامعة الجزائر، وعضو المجلس الإسلامي الأعلى المعقبان: فضيلة الدكتور إسماعيل أوغلو مدير إدارة الالتزام الشرعي للبنك الكويتي التركي التشاركي فضيلة الأستاذ الدكتور عبد المجيد محمد السوسوة أستاذ بكلية الشريعة والقانون بجامعة صنعاء، ورئيس هيئة الرقابة الشرعية في بنك التضامن الإسلامي الدولي رئيس الجلسة: فضيلة الدكتور فارس جعفري كبير الباحثين بمركز إسرا للبحوث بجامعة إنسيف |
| 3:45 ظهرا |
صناعة القرار الشرعي في المؤسسات المالية الإسلامية وإشكالية التقصيد
المتحدثان: فضيلة الأستاذ الدكتور سعيد محمد بوهراوة رئيس قسم البحث والابتكار والتطوير بمركز إسرا لإدارة البحوث التابع لجامعة إنسيف (INCEIF) فضيلة الشيخ الدكتور سامي إبراهيم السويلم المدير العام بالإنابة لمعهد البنك الإسلامي للتنمية المعقب: فضيلة الشيخ الدكتور بشير علي عمر رئيس المجلس الاستشاري الشرعي والاقتصادي(FRACE-CBN) التابع للبنك المركزي النيجيري رئيسة الجلسة: فضيلة الأستاذ المشارك الدكتور فيروز عبدالخير مدير مركز التميز للتمويل الاجتماعي الإسلامي التابع لمركز إسرا للشؤون البحثية - جامعة إنسيف (INCEIF) |
| 5:15 عصرا | نهاية فعاليات اليوم الأول |
| TIME | AGENDA |
|---|---|
| 09:10 صباحا |
صناعة القرار الشرعي في ضوء هياكل الحوكمة الشرعية للصناعة المالية الإسلامية
المتحدثون: فضيلة الشيخ الدكتور محمد قراط أستاذ الفقه بكلية الشريعة جامعة القرويين -فاس- المغرب فضيلة الأستاذة الدكتورة أنكو ربيعة العدوية أنكو علي نائبة رئيس المجلس الاستشاري الشرعي للبنك والمركزي الماليزي وهيئة الأوراق المالية الماليزية المعقبان: فضيلة الشيخ الأستاذ الدكتور سيد محمد عبد الرزاق الطبطبائي عميد كلية الشريعة والدراسات الإسلامية بجامعة الكويت والخبير بالشؤون المالية والاقتصادية فضيلة الأستاذ الدكتور عزمان محمد نور معهد المصرفية والتمويل الإسلامي بـ (IIiBF-IIUM) ورئيس الهيئة الشرعية لمصرف الرعية (Rakyat) وشركة Etiqa التكافلية رئيس الجلسة: فضيلة الدكتورة إيمان ثابت باحثة بمركز إسرا لإدارة البحوث |
| 10:45 صباحا | الاستراحة والمرطبات |
| 11:00 صباحا |
مبادرات الجهات الرقابية والمؤسسات الداعمة في تعزيز القرارات الشرعية وتفعيلها في الصناعة المالية الإسلامية
المتحدثون: فضيلة الدكتور محمد البشير محمد الأمين المستشار الشرعي للرئيس التنفيذي للمؤسسة الاسلامية لتنمية القطاع الخاص (ICD-IsDB) فضيلة الدكتورأزرول أزلان إسكندر ميرزا نائب رئيس سوق رأس المال الإسلامي بهيئة الأوراق المالية الماليزية (SCM) فضيلة الدكتور سعد البقالي رئيس قسم الشريعة، البنك المركزي الإمارتي فضيلة الأستاذ السيد عظام محمد خصر الموظف الشرعي، البنك المركزي الماليزي رئيس الجلسة: فضيلة الدكتور أحمد أسعد محمود إبراهيم محاضر رئيسي ، مركز التمويل الإسلامي – بحرين |
| 12:45 ظهرا | االغداء وصلاة الظهر |
| 2:00 ظهرا |
البعد الفقهي والمقاصدي والاقتصادي لصناعة القرار الشرعي في الصناعة المالية الإسلامية: تكامل أم تضاد
المتحدثون: فضيلة الشيخ الدكتور سامي إبراهيم السويلم المدير العام بالإنابة لمعهد البنك الإسلامي للتنمية فضيلة الأستاذ الدكتور يونس صوالحي كبير الباحثين ورئيس قسم البحوث – إسرا- جامعة إنسيف (INCEIF) فضيلة الأستاذ الدكتور محمد كبير حسن أستاذ المالية بجامعة نيو أورليانز والمستشار في المؤسسات المالية الإسلامية (IsDB, IFSB & AAOIFI) المعقب: فضيلة الشيخ الأستاذ الدكتور محمد علي القري رئيس الهيئة الشرعية لمجموعة البنك الإسلامي للتنمية ولـIILM وعضو الهيئة الشرعية لأيوفي رئيس الجلسة فضيلة الدكتور سعيد أديكنلي ميكائيل أستاذ مشارك بقسم البحوث والابتكار -إسرا- جامعة إنسيف (INCEIF) |
| 03:30 ظهرا |
هل القرارات الشرعية مقاصدية بطبيعتها؟
حوار مفتوح
رئيس الجلسة: فضيلة الشيخ داتوك الأستاذ الدكتور محمد أكرم لال الدين عضو هيئة التدريس بجامعة إنسيف (INCEIF) |
| 05:00 عصرا |
توصيات المؤتمر
فضيلة الأستاذ الدكتور سعيد محمد بوهراوة رئيس قسم البحث والابتكار والتطوير بمركز إسرا للبحوث التابع لجامعة إنسيف (INCEIF) |
| 05:15 عصرا |
كلمة ختام المؤتمر
معالي عضو مجلس الشيخ (سينيتو) الدكتور ذوالكفل حسن نائب الوزير بمكتب رئيس الوزراء الماليزي للشؤون الدينية |
| 05:30 عصرا | نهاية فعاليات المؤتمر |
ISSF2025 aims to provide a platform for all who involved in Islamic finance across the globe to share their knowledge, experience and expertise to strengthen and further develop Islamic banking and finance internationally.
Professor Dr Ali Al-Qaradaghi is a distinguished Islamic jurist and economist, currently serving as the President of the International Union of Muslim Scholars (IUMS). He is widely recognised for his expertise in Islamic commercial jurisprudence and serves on numerous Shariah boards around the world. He graduated with distinction from the Great Imam Abu Hanifa College in Baghdad and later earned both his MA and PhD, graduating with high distinction from the Faculty of Sharia and Law at Al-Azhar University.
Professor Dr Akram is a professor at INCEIF University and a member of the Shariah Advisory Council of Bank Negara Malaysia (BNM). He holds a BA (Hons) in Islamic Jurisprudence and Legislation from the University of Jordan in Amman and a PhD in the Principles of Islamic Jurisprudence (Usul al-Fiqh) from the University of Edinburgh, Scotland.
Dr Nizam Yaquby is a renowned Bahraini scholar and currently serves as Deputy Chairman of the Shariah Board of the IsDB Group. He holds degrees in Economics and Comparative Religion from McGill University and a PhD in Islamic Law. He is a member of numerous international boards, including the Sharia Council of AAOIFI, the Dow Jones Islamic Index, the Central Bank of Bahrain Shariah Committee, and the IIFM Shariah Council.
Professor Dr Aznan is the Chairman of the Shariah Advisory Council of the Securities Commission Malaysia (SC). He is also a professor at the IIUM Institute of Islamic Banking and Finance (IIiBF), International Islamic University Malaysia (IIUM). He holds degrees from Al-Azhar University, Cairo University, and the University of Wales. He serves on several international Shariah boards.
Dr Bashir Aliyu Umar is a member of the Shariah Committee of the International Islamic Liquidity Management Corporation (IILM) and the Council of Experts on Islamic Banking of the Central Bank of Nigeria (CBN). He previously served as Chairman of the Shariah Advisory Committee of Stanbic IBTC Bank and Special Adviser on Non-Interest Banking to the CBN Governor. He holds a BA, MA, and PhD in Hadith and Islamic Studies from the Islamic University of Madinah.
Sheikh Dr Abdulbari Mishal is the Chairman of Raqaba Group and holds a PhD in Islamic Economics from Imam Mohammad Ibn Saud Islamic University. He is recognised for his expertise in Islamic auditing and consultancy, with extensive experience across the GCC region and the United States. Dr Abdulbari received bachelor’s degree in Shariah, master’s and PhD in Islamic Economics from Al-Imam Muhammad Ibn Saud Islamic University, Riyadh.
Professor Dr Engku Rabiah is a leading Shariah scholar at IIiBF, IIUM, and the Deputy Chair of the Shariah Advisory Councils of both Bank Negara Malaysia (BNM) and the Securities Commission Malaysia (SC). She specialises in Islamic commercial law and serves on the Shariah Committee of Bursa Malaysia. She holds an LLB (First Class Honours), an LLB (Shari’ah) (First Class Honours), and a Master of Comparative Laws (MCL) from IIUM.
Professor Dr Said Bouheraoua is the Director of the Centre of Excellence for Applied Shariah in Economics and Finance (CASHiEF) at ISRA Institute, INCEIF University and Chair of the Shariah Committees of MUFG Bank and Malaysian Life Reinsurance Group Berhad (MLRe). He holds two PhDs in Islamic law and Usul Fiqh and has published numerous books, book chapters, and articles in refereed journals.
Professor Dr Younes Soualhi is a Senior Research Fellow at ISRA Institute, INCEIF University and Chair of the Shariah Committee of Al Rajhi Bank. He has extensive academic and practical experience, with a BA from Algeria and an MA and PhD degrees in Usul Fiqh from Malaysian universities. He also holds a Diploma in Human Sciences and has authored numerous scholarly articles and books in Islamic banking and finance.
Professor Dr Obiyathulla Ismath Bacha is a Professor of Finance at INCEIF University. He has vast experience in both academia and industry, having previously served at the International Islamic University Malaysia and Boston University. He has authored textbooks on financial derivatives and Islamic capital markets, and has consulted for institutions such as the World Bank, IsDB, and IFSB. He also served on Shariah committees including SABANA REIT and HSBC Amanah.
Dr Sami al-Suwailem is the Acting Director General of the IsDB Institute. He holds a Master’s degree from Southern Illinois University and a PhD from Washington University in St. Louis. He is a renowned expert in Islamic economics and risk management and has served in several professional committees, including the Technical Committee of the Islamic Financial Services Board (IFSB) and the Economic Committee of Awqaf at the Ministry of Islamic Affairs in Riyadh.
Dr Marjan is the Deputy President Research at ISRA Institute, INCEIF University. She is a member of the Shariah Advisory Council of both Bank Negara Malaysia (BNM) and the Securities Commission Malaysia (SC). At the international level, she sits on the Advisory Committee of Experts of Lotus Bank Limited and Shariah Supervisory Board of Lotus Capital Limited, both based in Nigeria. She obtained her Bachelor’s, Master’s and PhD in Fiqh and Usul al-Fiqh from the International Islamic University Malaysia (IIUM).
Mr Nasser Hideur is recognized for his contribution to the growth of Islamic finance in Algeria. He has represented Al Salam Bank at major international platforms such as the Islamic Development Bank (IsDB) Annual Meetings in Algiers. There, he emphasized the importance of digitalization, inclusive economic development, and the integration of the informal sector into the formal economy.
Dr Said Adekunle Mikail is an Associate Professor at INCEIF University and a Senior Researcher at ISRA Institute. He currently serves on the Shariah boards of IsDB Group and the Islamic Financial Services Board (IFSB). He holds a Bachelor’s degree in Shariah with First Class Honours from the Islamic University of Madinah and earned his Master of Comparative Laws and PhD in Law from the International Islamic University Malaysia (IIUM). He is a prolific author, having published in Scopus-indexed journals.
Dr. Al-Bashir is currently the advisor to ICD’s CEO on Shariah matters. He was formerly the Group Head of Shariah Compliance of Alkhair Holding (formerly known as Unicorn Investment Bank). Prior to joining Alkhair Holding in 2005, Al-Bashir was the Head of Product Development and Shariah Compliance at the International Islamic Financial Market (IIFM). He is known for his extensive experience in Islamic finance and advisory roles across various Islamic institutions globally.
Dr Muhammad Imran Usmani holds an LLB, M. Phil, and Ph. D. in Islamic Finance and graduated as a scholar with specialization (Takhassus) in Islamic Fiqh and fatwa from Jamia Darul-Uloom, Karachi. Presently, he is also the Shariah Advisor and Group Head of Product Development Shariah Compliance (PDSC) at Meezan Bank and is in charge of the R&D and product development of Islamic banking products, training, advisory, and audit & compliance for the relevant activities.
Dr Moutaz Abojeib is the Director of Operations at the IFAAS Group. He holds a PhD in Islamic Finance from INCEIF. He also earned two Master’s degrees: one in Banking and Financial Management from Université Montesquieu-Bordeaux IV (now part of the University of Bordeaux), and another in Finance and Banking from Damascus University, Syria. Dr Moutaz is an AAOIFI Certified Shariah Advisor and Auditor (CSAA) and a Senior Associate member of the Chartered Institute of Islamic Finance Professionals (CIIF).
Mr Jumadi Kadir is the Group Chief Shariah Officer at SME Bank. He has held senior Shariah positions at Hong Leong Islamic Bank and Bank Simpanan Nasional (BSN). He is a Chartered Islamic Finance Professional (CIFP) from INCEIF and holds an Advanced Leadership Certificate from Bayes Business School (formerly CASS Business School), London. He brings deep practical knowledge in Shariah governance and banking products.
Mr Madzlan Hussain is a Senior Partner at CSQ Law and a Member of Senate of INCEIF University. With over 25 years of experience in Islamic finance law, he is known for advising on sukuk, restructuring, and capital markets. He holds a Master’s in Islamic Economics, Banking and Finance from Loughborough University, United Kingdom, where he was an IsDB scholar, and obtained a Law degree from IIUM, where he was a Sharp- Roxy scholar.
Mr Alkhazur Tazbaev is a Shariah board member at Sberbank and an advisor to several Islamic finance institutions in Russia and the UAE. Educated in Medina and Egypt, he actively promotes Islamic finance education and standards across Russia. Mr Tazbaev holds a Bachelor’s degree in Shariah from the Islamic University of Madinah and a Postgraduate Diploma from the Higher Institute of Islamic Studies in Egypt.
Mr Joe Bradford is a US-based Shariah advisor and academic, serving as Chief Shariah Officer at NylaBank and Managing Director of Wellspring Endowment. He holds a Bachelor’s and two Master’s degrees in Islamic Law from the Islamic University of Madinah and Binoria International University. His scholarly work covers topics such as zakat, Islamic law, and Hanbali jurisprudence.